Personal

Borrow without worry. Deposit secured loan rates are lower than traditional loans because we hold the collateral . You can use your Starling Share Savings, Money Manager Money Market account or Certificate of Deposit as collateral for a deposit secured loan. Certain accounts may not be used as collateral:

A joint owner of a Share Savings, Money Manger or CD may not borrow against the owner’s account.
An adult custodian on a Custodial Account may not borrow against the primary owner’s account.
REMEMBER: If you use your Share Savings account as collateral, allow $1000 extra to remain on deposit to maintain your membership.

At Prospera, We give you a Personal Loan, multi-purpose funds we provide we as individuals, typically offering fixed monthly repayments over 1–5 years without requiring collateral.